Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
Submit your Application
Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
Get Pre qualified Now
We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
Learn More
Welcome to the official site of Sharp Mortgages, Inc. We are a full-service mortgage company based in Jacksonville, Florida. We specialize in first-time home buying in Jacksonville and Ponte Vedra. We also proudly serve greater Jacksonville, its surrounding cities and the following counties: Duval County, St. John's County, and Clay County. Whether you are buying a home or refinancing in the greater Jacksonville area, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes Sharp Mortgages, Inc. unique is that we offer the following niche programs as well: Reverse Mortgage, Bank Statement Loans, and Damaged Credit.
Contact Sharp Mortgages, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Pre-qualify for a loan in a few simple steps
Fill out your Secure Application
See what our clients are saying: